Trade My Car in Jersey City

Trading in your current vehicle at a car dealership is a convenient way to buy a car. You sell your used car to the dealer, and the amount they pay you for it gets taken off the value of the vehicle you wish to purchase.

There are several factors to consider before deciding to trade in your car. The details of your vehicle, such as the year, make, model, condition, features, market landscape, and mileage, will affect the trade-in offer. You also need to look at how you'll pay for your new choice of vehicle. Our New Jersey State Auto team has put together some helpful tools to get you started. If you’re looking to trade your car, use our KBB Trade-In Value tool to get started, or give us a call at (201) 200-1100.

Tips for Trading in Your Car in Jersey City

Before you take your vehicle to a dealership, prepare for a decent trade-in by attending to the following issues. First, deal with any potential mechanical problems your vehicle may have to prevent a possible decrease in your trade-in value. If you haven't kept a regular maintenance schedule or neglected minor defects, visit a mechanic before taking the car to the dealer.

Collect the necessary documentation. This includes your car registration, any quotes you've received, your current loan standing, and vehicle maintenance receipts. Make sure that you're financially informed. It's a big decision to trade in your vehicle with various financial implications. Calculate how much it’ll cost you to have your car ready to sell, how much you can sell it for, and how much your new car will cost. Look at your current and future monthly payments and financing options.

Why Trade Your Car In?

When it's time to replace your car with a more reliable vehicle, a trade-in may make more sense for any of the following reasons:

Practicality

Our dealership does all the hard work for you by creating a convenient process. After thoroughly appraising your car's value, we'll make you an offer. The money goes toward the new car you've chosen, and should you accept the offer, you'll need to sign the necessary paperwork. This eliminates the sometimes complicated and time-consuming process of a private sale.

A Centralized Location

Doing everything in one place creates a practical and efficient process. Everything takes place at our dealership. Preapproved financing from a bank or credit union is helpful but not mandatory. We can help you to find the best financing option for your budget.

New Jersey State Auto Pays Off Your Existing Loan

Even if you still owe on your current vehicle, you can trade it in. Our finance team will settle the remaining loan balance on your trade-in and get the car's title directly from your current finance company. Any positive equity you may have will be a down payment toward your new purchase.

The Dealer Takes Care of the Paperwork

Selling a car involves lots of paperwork and documentation. By trading your car in at our dealership, this gets taken care of for you. We already have the required legal documentation. We'll make sure that you understand what you're signing and all you need to do is sign on the dotted line.

Preparing Your Trade-In

Trading your car into our dealership means you're selling it to us for the best possible sales price. Here's how to get your vehicle ready for trade-in.

Paperwork

Make sure you've brought in all your service records and maintenance receipts, including tires and brakes. If your car was in an accident, bring proof of the repair work.

Clean Up Your Car

Even though we'll likely detail your vehicle before selling it, a clean car shows that you've taken care of it and makes a good impression. Don't forget to clear out your personal information and destinations from the navigation system. Unpair your mobile phone with Bluetooth and clear your calling history. Contact the data connection providers to have the data link terminated.

Repairs

When it comes to any necessary repair work, chat with us first. Since our dealership pays less than retail for repairs, it may be in your best interest to let us take care of any minor dings.

Fines

Make sure to pay any outstanding parking tickets that you may have. Unpaid parking tickets may delay the whole process by preventing the transfer of the car title.

The Benefits of Financing Through Our Dealership

After accepting our trade-in offer and working out the costs of your next vehicle, you'll need financing. Your new agreement requires you to make monthly payments, with interest, to the lender until your car is fully paid. Used car loans are generally between 24 and 72 months, and our finance specialists will find the perfect loan agreement for your budget.

Before you apply for financing, you should have a general idea of how much you can afford to pay. Use an online car loan payment calculator based on the monthly payment you can afford. Online applications make the process even easier. Once you have a trade-in offer, simply bring your keys, vehicle title, and driver's license to us to trade in your car for your new choice of vehicle.

Online credit approval processes are generally pretty simple. All you need to do is to fill out the online application form. Within minutes you'll receive an answer with the provisional details, such as the loan approval amount, interest rate, and payment terms. After pre-qualifying for financing, the next step is to shop our inventory to find the vehicle that fits your needs and budget.

New Jersey State Auto will help you find your dream vehicle, finance it, and drive it home in a few hours. We work with several financial institutions to get competitive interest rates and reasonable terms regardless of your credit history. Even drivers with little or no credit can receive help. Of course, you can sell your car privately and then choose to buy your next vehicle in any way you choose. However, trading it in may save you various costs, and New Jersey State Auto will make your life much easier.