Did your family members give you some cold hard cash for the holidays? For many, money is the go-to gift during the festive season, as it allows the recipient to spend it on something that truly matters to them. No matter how large or small the amount, money can help you get exactly what you want during the holidays – even if the thing you want the most is a car. 

Use money for a down payment
If you've got a nice little stack of cash left over from the holidays, it could make the perfect down payment – or at least part of one – for a used car. Even a little bit of holiday money added to your savings can reduce the amount you owe later and lower your monthly payments. If you're more concerned about making those payments on time, allocate these extra funds for later bills, whether they be for insurance premiums, loan repayment or general car maintenance. 

Let auto loans do the rest
Once you've got the down payment squared away, it's time to figure out how you're going to pay for the rest of the car. Most people turn to auto loans for help. However, some prospective drivers may think their credit score is too low or their history too unseemly to secure a loan. That's not the case at NJ State Auto, as anyone who stops by the in-house financing department will find that they're quickly and easily approved for credit. 

Trust the auto dealer
Before you can get behind the wheel of the right used car, you have to find a dealership that can help you get what you want. Few places are better at this than New Jersey State Auto Auction. Not only does the lot have hundreds of Carfax-certified used cars, trucks and vans, but it also has a few options that allow drivers to go about the buying process in whatever way works best for them. For instance, you can bid on used cars as part of the auto auction, or you can choose to buy a model outright and drive it off the lot on the same day. It all depends on what is right for you and your bank account.