If you're thinking about buying a used car in NJ, there are a few steps you should take before you head to the dealership. You should consider everything from what type of car you need to how much money you are willing and able to spend on a purchase.

First, it is important to have a good idea of your financial standing. The Federal Trade Commission grants consumers one free report each year from AnnualCreditReport.com. This does not supply you with your exact credit score, but it gives you the chance to see what the dealer will see when you apply for a loan. Even if your credit is less than perfect, you'll be accepted at New Jersey State Auto Auction thanks to a partnership with the Credit Acceptance Corporation.

When you have narrowed down your options to a few cars, you should take them for test drives. This gives you a chance to feel how each vehicle handles and make sure all of the features inside the car are in working order. Be sure to test the windows, windshield wipers, lights, dashboard buttons and other items to ensure they work properly. It is also a good idea to drive the car on the highway as well as in the city to ensure it drives well in both situations.

Before you sign off on your car, get a vehicle history report and have an independent mechanic take a look at the vehicle to ensure there is no major prior damage. If there is, you may encounter problems down the road that can be costly. All the vehicles at NJ Auto are CARFAX certified, so drivers know they'll be getting behind the wheel of safe, reliable rides.