Car insurance rates rising, a used Hyundai Santa Fe may lessen costs

As the months tick by, the increase in rates for one expense for those looking at used cars in New York is showing no signs of slowing down.

Car insurance premiums differ based on the type of car, the driver’s demographic and history including accidents, as well as a number of other factors, but according to Carinsurance.com, the average rates its visitors are seeing have risen about 12 percent since last year, and 4 percent from April to May of this year.

It may be of particular concern to those living in New York or New Jersey, which rank near the top in terms of most expensive areas to insure a car.

Another website, however, says that some cars may put less of a dent in the wallet, including the Hyundai Santa Fe, which had a yearly premium somewhat above $832, the lowest of any car rated by Insure.com

A used Hyundai Santa Fe may be worth considering for its spacious interior and good safety scores in the 2005 model, according to Edmunds.com.

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Expert offers buying tips for those looking at used cars in New Jersey

For those considering picking up a used car in New Jersey, one writer says that a seven-step plan may help make for the right price to fit their budget.

Budgeting enough time, up to a couple weeks, can help limit the chances for a seller to drive a hard bargain, writes Eric Mack for the Kentucky Post, and gives potential buyers time to research information about a car’s history and features.

Also, even if the plan is to finance the vehicle, having cash in hand may help prove to a seller that things are serious, as the more cash that’s available, the more likely a dealer is to take a somewhat lower offer, according to the news provider.

They can also benefit from a wider range of vehicles to choose from, according to a Virginian-Pilot report that says that many dealerships that have been closed down by Chrysler and General Motors are now turning to used cars, bringing in more vehicles to help maintain sales levels.

“The used-car business is very strong,” Alan Rice, Colonial Cadillac executive manager told the news provider, adding that at a two-day sale, his firm sold used trucks and SUVs at five times the normal rate.

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Sophie Monk’s Toyota Prius goes kaput

Actress and singer Sophie Monk may have something in common with those looking for used cars in New York: now that her Toyota Prius is heavily damaged if not totaled, she’s probably going to be in the market for her next car.

Her Prius was reportedly struck by an SUV in Hollywood, but the Australian allegedly was more frustrated with the milkshake that ended up in her hair, according to X17.

Reports aren’t clear as to her reasoning for buying the hybrid, but a used Toyota Prius may offer those looking for used cars in New York one option in fuel-efficient cars.

Since it was introduced in 2001, the car has garnered acclaim for its “outstanding” gas mileage, and several used models have been cited for their resale value and dependability, according to U.S. News and World Report.

For a relatively roomy mid-sized vehicle, the used Toyota Prius from 2005 offered “hatchback utility” and “excellent build quality,” according to Edmunds.com editors, although they warned that some of the controls could take some getting used to.

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Tips on making your used car last longer from automotive experts

Consumers considering buying a used car in New York may not remember the costs of routine maintenance, but some experts say that car owners are making the decision to repair, rather than buy a new car.

“I’ve reached out to many of our members in recent weeks and months, and they continue to report an increase in business,” Angie Wilson, Automotive Service Association vice president of marketing and communications told AOL Autos.

She added that one way that people are saving money is to put off minor or optional repairs that don’t affect the safety of the car, or comparison-shopping among different shops.

When consumers who may be considering used cars in New York get their brake pads inspected, “if there’s 30 percent or more left, which means there might be about 5,000 miles left on them, they’ll wait and maybe do that when they get their next oil change or tire rotation,” Tom Torbjornsen, host of America’s Car Show told the news provider.

For do-it-yourselfers, regularly cleaning the upholstery and washing the car, especially after winters of road salt and other corrosives may also help the car to last longer, according to the Evening Telegraph.

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Online certifications may reassure those looking for used cars in New York

For those looking for used cars in New York who already use the internet to do research on car features or loan information, a new resource may allow further peace of mind.

Carfax is a website that allows consumers to find out about the repair history of most used cars in New York and other states, but a new partnership may allow potential buyers to find out even more information about cars in which they’re interested.

The company has announced that it is teaming up with the National Vehicle Certification Program Group, which provides independent inspections on everything from fluid levels to notes about the interior and exterior, as well as analysis of engine bay fluid levels.

“In times like these, many people are turning to pre-owned as a more economical choice,” said Rob
Gaither, NVCP president. “They want to know about the quality and condition of a used car before they make a financial decision.”

Interested consumers can click through from the Carfax website to see the inspection results and photos of used cars in New York and other states they may want to buy.

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Road trip stories may earn prizes for those looking for used cars in New Jersey

One way to combine summer and the fruits of looking for a used car in New Jersey is by making a road trip with a potential new purchase, but it may also get you prizes.

If you can describe it better than other competitors in 300 words or less on the American Association of State Highway and Transportation Officials website, you’ll be entered into monthly drawings for prizes to be determined.

“It might be a cross-country adventure to the Grand Canyon or a trip to the ocean for the very first time,” says John Horsely, AASHTO executive director. “And no matter what or where you traveled, we want to share your stories in the hopes that they’ll inspire others to discover America.”

The website may also be a good resource for those considering a used car in New Jersey but stumped for travel ideas, as they can check out others’ stories for ideas about future trips that may be possible.

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Animals offered in New Zealand, but goat-less used Mitsubishis may be the best bet

Those looking at used Mitsubishi trucks in New Jersey may be able to find a great deal, but they may not be able to take advantage of a promotion being offered by the company in New Zealand: a free goat.

Mitsubishi New Zealand is offering a free goat to every purchaser of a Mitsubishi Triton truck because, “Goats, like our Tritons, are hardy, versatile units, which will integrate directly into existing farm operations,” according to Peter Wilkins, general manager of sales and marketing.

He added that a “no goat package” is also available for those who may have no room for the farm animal.

Potentially interesting promotions like this may interest those looking for used cars in New Jersey, who have two options in looking for a used Mitsubishi truck.

The Triton was marketed in the U.S. until 1996 as the Mighty Max, but for those who want something a little more recent, the Raider came out in 2006 and is similar to the Dodge Dakota.

A used Mitsubishi Riader would offer potential buyers a “capable truck,” said Edmunds.com editors who highlighted the medium-size pickup’s good handling and spacious interior.

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Schwarzenegger to show environmentally friendly possibilities of used Hummers

For those looking for used Hummers in New York, a governor from one of the most environmentally friendly states has one message: Hummers can be greener.

California Governor Arnold Schwarzenegger drove a specially-modified Hummer H3 that uses hybrid technology near the state capitol in Sacramento to showcase the possibilities of a daily driver that has rugged looks and can reach up to 100 miles on a single gallon of fuel.

Citing fuel-efficient cars as the best move for the economy and the environment, Schwarzenegger said “I’m bringing cars like this one to the Capitol where we can show the world there is a market for smart and innovative technologies that will also create jobs in the auto industry.”

He has also worked to reduce his own carbon footprint, modifying one of the Hummers in his small fleet to run on biodiesel, according to Fortune.

For those looking at used Hummers in New York who may have the know-how, one tinkerer pushed a 2005 H3 to get roughly 60 miles per gallon, according to Fast Company.

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Practicality is in for those looking for used cars in New Jersey

The results are in, and those looking for used cars in New Jersey and other states say that the number one feature they want is… “something that gets me from point A to B.”

That’s what Ipsos Public Affairs found when they polled 1,000 Americans online to find out what they valued in cars and how they would describe its role in their lives.

“In today’s challenging economic environment, consumers are focused on making smart buying decisions,” said Tom Folliard, president and CEO of CarMax, a website offering research tools for used car buyers that commissioned the survey. “Buying a used car makes sense for shoppers looking for a vehicle that meets their transportation needs, yet remains affordable.”

Price was important for many, as 30 percent of respondents told Ipsos that their vehicle “has to do it all without breaking the bank.”

And that may mean choosing more affordable used cars in New Jersey and other states, as sales have continued to outpace those of new cars in 2009, according to financing company Consumer Portfolio Services.

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Economical trips for those looking at used cars in New York

Economical trips for those looking at used cars in New York

While those looking at used cars in New York may have the budget for their vehicle, some less expensive vacation ideas may help to provide summer fun on a smaller budget, especially if they pick up a used car with good fuel mileage, like a Toyota Yaris.

First, though, to have a home-based vacation, it helps mentally to act like it’s an overseas trip or at least out of state by having one’s mail held at the post office and letting calls go to the answering machine.

On drizzly days, some movie theaters may offer promotions for free tickets, or at least discounted tickets for children, while tours at factories like Crayola or breweries nearby may also offer some low-cost options.

For those looking at used cars in New York who want to be able to enjoy nature and stretch their funds, many state and local parks are free, or for the more athletically inclined there are minor league baseball teams that offer the chance to watch the stars of the future at a lower cost than at many big league parks.

Doing so in a used Toyota Yaris may also save money since it gets an estimated 29 miles per gallon in city driving, saving drivers up to $775 dollars a year over a comparable car that only gets 20 MPG, according to Greencars.com.

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