Simplify car-buying math when looking at used cars in New York

While a customer considering making a vehicle purchase may know how much of their monthly budget they can put towards a vehicle, making the calculations about loans, insurance and maintenance of a used car in New York could be difficult without a lot of scratch paper.

Edmunds.com offers used car reviews and pricing estimates, and says that a new service may limit some of the math required to go from a vehicle’s purchase cost to monthly expenses with a new affordability calculator based on the visitor’s zip code and desired monthly payment.

The application works backwards from there, using Edmunds’ estimate of used car values and maintenance costs to come up with a list of cars that could fit a potential buyer’s budget.

While basing costs of ownership on a monthly basis may help narrow down choices, one consumer advocate says it shouldn’t be the sole rationale in buying a car.

“Car-shoppers should be aware of their desired monthly payment, but not actually focus on it during negotiation,” said Philip Reed, Edmunds.com senior consumer advice editor. “Thinking of a vehicle purchase in terms of the ideal monthly payment can hide the bigger picture, and you never want to lose sight of the bigger picture when making a major purchase.”

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Under-inflated tires could be a hazard for those looking at used cars in New York

It’s National Tire Safety Week, do you know how much inflation your tires require?

Even for those looking at used cars in New York, the question could be an important one for both the owner’s safety and pocketbook, according to recent research by the Rubber Manufacturer’s Association.

They worked with local tire retailers to find out the levels of inflation people were driving around on, and of the 5,400 vehicles that were checked, less than one in 10 had measurements that matched manufacturer’s specifications.

“Few actions that are so simple and quick to do have such striking benefits,” said Charles A. Cannon, RMA president and CEO. “Taking five minutes every month to check tire pressure will put money in consumers’ pockets, reduce national fuel consumption, help tires last longer and save lives.”

Accidents caused by poor tire maintenance injure 33,000 Americans every year, according to the Natitonal Highway Traffic Safety Administration, but it also affects the wallet.

As President Obama pointed out on both the campaign trail and during an Earth Day speech, tire pressure is one way to save money at the pumps with increased fuel mileage.

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Choosing the wrong fuel can add up for those looking at used cars in New Jersey

For those looking at used cars in New Jersey, a diesel-fueled vehicle may offer more fuel economy, but as one report illustrates, new adopters should take some time when they get to the pumps.

While green pumps mean good to go for diesel users in America, police in the UK are having a hard time differentiating between the two fuel types for their cars, according to a Mirror report that found over the past three years, about $1.6 million in repairs have been required to fix cars filled with the wrong fuel.

To remedy the damage, departments have to flush out the fuel system, as well as potentially repairing the engine and then refueling the vehicle, according to the news provider.

While the concerns over what pump to use could lead to problems, diesels on average are about 5 percent more efficient than normal engines of the same size according to Kelley Blue Book, which could leave more money in the wallet for someone looking at used cars in New Jersey.

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AutoWeek: Jeep Wrangler is one of the summer’s coolest cars

A used Jeep Wrangler just might keep prospective buyers in style this summer, according to the editors of AutoWeek.

The car was named one of the 10 coolest summer cars this year, and they say it’s not just for the open-air ride offered by most models or the available four-wheel drive in some models.

“It doesn’t get any more all-American than a Jeep Wrangler,” said Dutch Mandel, AutoWeek editor and associate publisher, adding that with its off-roading ability, you can drive it anywhere and have a ball doing it.”

The Wrangler was the original sports utility vehicle, according to Mike Accavitti, Chrysler Director Brand Marketing, since it was adapted from the Jeeps used by Allied forces on World War II battlefields.

For those looking for a bargain in a used car, the 2005 model could offer one affordable choice to research.

It’s “fun to drive,” and has the same styling that has made it a common feature on roadways, according to Edmunds.com editors who also agree that it’s got “go anywhere capability.”

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Family fixes up used Ford Mustang for mom’s birthday

For those looking at used Ford Mustangs in New Jersey, they may not have considered making the purchase into a gift, but for one mother in Montana, the birthday present left her “totally floored.”

Back when she was 15, Julie Moore had as her first car a red Mustang, but according to the Missoulian, she later sold it, a decision she regretted.

Her son Bill managed to find the rusted out remains of the original vehicle in the yard of the man who had bought it from her, and restored the car to its original shape with the help of family and friends in time to give back to his mother on her 50th birthday, according to the news provider.

While such a gift could be a great move for some, those looking for used Ford Mustangs in New Jersey may have more luck, and options, if they search for newer models.

For example, the 2002 model “embodies raw American style and power” according to Edmunds.com editors, who added that the low cost of ownership could make it an economical choice as well.

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Insurance can be affordable for some used Hyundais in New York

While buyers considering a used car in New York may want to ensure protection for their investment in the form of car insurance, the differences between the most expensive and most affordable cars to insure can be up to $1,700.

For that reason, those looking to find an affordable deal may also want to consider the cost to insure their vehicle in making any purchasing decisions, according to Insure.com.

The most expensive to insure is the Nissan GT-R supercar at roughly $2,500, but the company says that some SUVs which are prone to theft can also incur higher premiums, including Range Rovers and Cadillac Escalades.

On the other end of the spectrum is the mid-sized Hyundai Santa Fe, a mid-size SUV with average insurance premiums about half required for the Cadillac and Range Rover.

A used Hyundai Santa Fe is also generally more affordable than the other two, and a 2005 model is solidly built with many standard features, according to Edmunds.com

Other steps to help reduce the rates, which will be an expense that lasts longer than a loan or other payment plan, include “maintaining a good driving history and good credit are also crucial to getting good rates,” according to Amy Danise, Insure.com editor. “Your age and location also have a big impact.”

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Oil company offers warranty up to 300,000 miles for used cars in New Jersey

While many dealers offer warranties on low mileage used cars in New Jersey, one oil company is willing to sweeten the deal for customers that use their products.

Depending on what oil an owner decides to use when maintaining his or her car, Valvoline says it will cover the cost of an engine failure up to $5,000 until the odometer reaches 300,000 miles.

There are some restrictions in place, like having to register the car before it’s traveled 75,000 miles, owning a 1990 model or newer and keeping the engine free of modified components like those used for racing.

But for those who change their own oil, or who have the work done at a company-sponsored center every 4,000 miles, it may offer another layer of protection in case of engine failure not related to an accident after an 18-month probation period.

Owners are allowed three chances to make a mistake in either using the wrong oil, not changing it for up to 6,000 miles, or not recording the services performed.

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Conan’s Ford Taurus travels with him from New York to LA

When Conan O’Brien traveled across the country to begin hosting the Tonight Show, he didn’t forget his used Ford Taurus, as one of the first night’s skits began with him taking the used car around Hollywood.

In the bit at least, the car was “cool enough” for both major cities, and the new host jokingly showed off its ability to turn the eyes of admiring onlookers.

The green car is a recurring guest on shows that Conan has hosted, and the 1992 Taurus may be the biggest difference between O’Brien and outgoing host Jay Leno, as he told the Toronto Star, “He has, you know, like a 220-car collection. And I have my Ford Taurus.”

A more recent model from 2004 could offer those looking for used car buyers an inexpensive option that has a fair amount of space in either sedan or wagon form according to Edmunds.com editors.

The base engine in those cars is a V6 that puts out around 155 horsepower, but some buyers may be more interested to know that there is room for six passengers.

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Find one used Chevrolet and pick up $25,000

Potential customers looking for used cars in New York may have some competition for at least one vehicle, but a famous pizza chain owner is willing to offer a reward if they find the used Chevrolet Camaro he once owned.

Papa John’s owner John Schnatter says he sold his 1972 Camaro to help start his business, but 25 years later, he still misses the car that got him $1,600 in restaurant equipment.

So he began a road trip with stops in Indiana, Georgia and Texas, driving a similar car and delivering pizzas to spread the word that it’s worth $25,000 to him for someone to track down his original car.

Schnatter has tried to help out with what he remembers of the car, including the sunroof, velvet interior and no air conditioning, as well as a differential he installed that makes the speedometer read about 10 miles per hour over the actual speed.

Americans have until the end of August to find a vehicle title that has Schnatter’s name on it, and can still get the prize money even if they don’t actually own the used Chevrolet.

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Looking for a used car in New Jersey? Don’t rely on just a car history report

Buyers interested in used cars in New Jersey may know that online research can help them make the right decision about their next auto purchase, but the history reports offered by some websites may not be completely accurate.

Consumer Reports asked for vehicle history reports from a number of online providers for vehicles they knew had significant body damage based on owner interviews and photos provided to the non-profit.

They say that clean reports came back from many of the providers, either because damage may not have been reported to an insurance company, or was used by a rental company.

To ensure that buying a used car in New Jersey doesn’t mean picking up a lemon, they say that going over the car in person with a mechanic can help pick up evidence of paint overspray or other tell-tale signs of extensive body work that could lead to further problems down the road.

“Many dealerships provide free history reports to consumers,” said Anthony Giorgianni, Consumer Reports associate editor. “The reports provide useful information. But it’s what they can miss that should worry you.”

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