People all over the U.S. need help to buy a used car. Whether it's input from experts regarding the most reliable models to invest in or financial assistance that helps you afford a vehicle, this support can prove invaluable during the car-shopping process. 

Recently, many drivers have been taking advantage of financial support in the form of long-term auto loans. USA Today reported that loans of longer than six years, which are typically made up of 73 to 84 monthly payments, have increased in popularity in the past year. The number of these plans in use was up 19 percent in the fourth quarter of 2013 compared to the same time in 2012, according to the news source. 

Data from J.D. Power shows that long-term loans of more than 72 months now make up about one-third of all financing plans, USA Today reported. With so many people choosing this option, it seems as if drivers are becoming more open to the longer loans. But how do you know if it is right for you? 

CBS News noted that motorists searching for a used car should survey their needs and desired budget before heading to a car lot. That way, they will be able to make concessions to strike the best balance between the two sides. If the longer term allows drivers to get the best bang for their buck, then it may be a good choice. 

Anyone who is considering purchasing a used car should use resources like those at New Jersey State Auto Auction. Not only will you be able to look through a wide selection of Carfax-certified cars, trucks and vans, but you can also take advantage of its financing department. The experts there are available to help you decide what type of auto loan and payment plan is right for you.