According to a new national survey conducted by Insure.com, New York and New Jersey rank as the 27th and 28th least expensive states for car insurance in the country, placing them right in the middle of the pack.

Surprisingly, Louisiana was found to be the most expensive state, with a median premium of more than $2,500 per month. In contrast, car owners from Maine spend just over $900 each month to insure their vehicle.

While car owners can’t do much to about having to pay for car insurance, there are a few ways to minimize costs. The easiest way to save money on premiums is to purchase a new or used car that is safe, modest and easily fixable.

Officials with Money Watch report that while a supercharged Jaguar XKR would cost a driver approximately $2,500 a year in insurance costs, a Honda Odyssey would run just over $1,000 annually.

The news source also suggests that used car owners raise their deductibles, lower their collision coverage and comparison shop for the best deal available. Taking the time to check with several different car insurance companies can save hundreds of dollars a year in the long run.