Anybody who attempted to get a car loan during the height of the recession likely ran into some resistance. That was especially true for consumers who may have had a less-than-ideal credit score. However, as the economy continues its recovery, many analysts are finding that borrowers are returning to normal when it comes to approving auto loans for people with poor credit, according to CNN Money.

The reason for the increased likelihood of approval stems from the fact that banks were too afraid to take on risky loans during the recession. Now that it seems as if the economy is strengthening, there's no fear in bringing on a borrower who has lower credit. Specifically, banks are more willing to ignore a credit score and take the reasons behind missed payments into consideration.

"Having looked at over 5,000 loan applications, credit score is not the best indicator of people's ability to repay," Jesse Toprak, an industry analyst with Truecar.com, told CNN.

Many of the reasons have nothing to do with a borrower's ability to pay back an auto loan. For example, many people had their credit score damaged due to mortgage payments, but are still capable of paying back the auto loan.

While lenders are more likely to approve subprime auto loans, that doesn't mean applicants should ignore their credit score. There are a number of ways to rebuild a low one, and repaying auto loans on times is one of the most effective methods.

Anybody who is concerned they won't get approved for a loan may want to head to New Jersey State Auto Auction. Thanks to a relationship with the Credit Acceptance Corporation, NJ Auto is able to offer guaranteed credit approval to everyone, regardless of their history.