For people with a limited income, it may seem like buying a used car is out of the question. Regardless of your current driving situation, getting behind the wheel of a newer vehicle could be just a pipe dream until you have more money coming in. While a restricted budget certainly presents a number of challenges, MSN Autos reports that there are ways around them, it all depends on how wisely you shop.

The most important thing to consider is what type of car you can afford. While some may want to hold out for a new vehicle, buying a used car is likely the better option. Experts say that pre-owned vehicles are as reliable as ever and, depending on how old they are, can include a number of convenient features.

Even 10-year-old cars can be attractive options for people operating on a limited budget. For example, MSN Autos found a 2002 Toyota Camry with about 111,000 miles that was going for $7,000 – certainly an affordable prices for a model widely regarded for its reliability.

The same can be said for minivans. Consumers looking for an affordable method of transporting their family should look into the Chrysler Town and Country. Specifically, the 2003 model fared especially well in terms of affordability and reliability, according to J.D. Power and Associates.

Choosing the right car is only the first step, and sometimes auto financing can be difficult for people with limited means as well, especially if they have poor credit history. However, at New Jersey State Auto Auction, there is no need to worry. Thanks to a partnership with the Credit Acceptance Corporation, New Jersey Auto is able to offer guaranteed credit approval in just a matter of minutes.