Drivers need to be smart when they're shopping around for used cars. With so many different factors to consider and numbers constantly flying around, it's easy to get overwhelmed or have details lost in the shuffle. You can avoid this by keeping your eyes on the end prize and remembering these three key concepts. 

1. Get a vehicle history report
The first thing you need to do when considering a used car is obtain a vehicle history report. This will outline any past repairs or servicing a vehicle has received. It also provides insight into potential dangers. For example, you'll know if a car is running with replacement parts or when you should expect to have some kind of care needed. It'll alert you to any past damage they may inhibit performance as well. In addition to this report, ask a trusted, knowledgeable friend or professional to check the car over. They may notice something the vehicle history doesn't cover. 

2. Focus on the big picture
When you're analyzing your budget, it helps to look beyond monthly payments. Business Insider reported that it's a common sales tactic to zero in on what a used car will cost per month. However, this strategy leaves plenty of room for hidden fees, high interest rates and other budget-busting expenses to rear their ugly heads down the road. Make sure you're taking the time to look at the bottom line. This includes all of the loans you need to take on, along with insurance costs, fuel expenses and any maintenance you may need. 

3. Finalize all financing 
Auto financing can be incredibly complicated. That's why it's necessary to find a dealership you trust. At New Jersey State Auto Auction, you start by browsing through hundreds of Carfax-certified cars, trucks and vans. Then, you can reach out to the on-site financing department for help. The experts there offer guaranteed credit approval and are able to quickly get you behind the wheel of the ride you want. They work fast, so you'll be able to secure the auto loans and finalize plans before driving off the lot. With no nasty surprises in the pipeline, you can rest easy and put all of your attention on your new ride.